Bank of Baroda Q2 PAT climbs 36% YoY to Rs 6,531 cr
Operating profit before provisions and contingencies surged 50.87% YoY to Rs 11,430 crore, while net interest income (NII) grew 9% YoY to Rs 13,026 crore in Q2 FY27.
The bank's global net interest margin (NIM) stood at 2.74%, while domestic NIM was recorded at 2.89% during the quarter.
Global deposits increased 16.4% YoY to Rs 17.45 lakh crore as of September 30, 2026. Domestic deposits grew 16.6% YoY to Rs 14.83 lakh crore, while domestic current account and savings account (CASA) deposits increased 10.4% to Rs 5.39 lakh crore.
Global advances rose 18.3% YoY to Rs 15.12 lakh crore, while domestic gross advances increased 13.5% to Rs 11.87 lakh crore as of September 2026.
On the asset quality front, the bank's gross non-performing asset (NPA) ratio improved to 1.78% as of September 2026 from 2.16% a year ago. Net NPA ratio declined by 20 basis points YoY to 0.37%.
The bank's capital adequacy ratio (CRAR) stood at 16.61% at the end of September 2026. CET-1 of 14.20% in Q2 FY27.
Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services, and treasury services.
The scrip declined 1.24% to settled at Rs 238.50 on the BSE.
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