Fedbank Financial clocks PAT of Rs 100 crore in Q4

Net interest income (NII), the difference between interest earned and interest expended, rose 22.6% YoY to Rs 342.7 crore in Q4 FY26 from Rs 279.6 crore in the year-ago period.

Operating profit improved by 24% YoY to Rs 162.8 crore in the fourth quarter.

Credit cost for the period under review was Rs 27.9 crore as against Rs 32.6 crore in Q4 FY25.

Accordingly, profit before tax in Q4 FY26 stood at Rs 134.9 crore, up by 36.7% from Rs 98.7 crore recorded in Q4 FY25.

The gross NPA ratio declined to 1.9% as on March 2026 as against 2.1% as on December 2025 and 2.0% as on March 2025.

Net NPAs came in at 1.3% in Q4 FY26 as compared with 1.4% in Q3 FY26 and 1.2% in Q4 FY25.

Total assets under management as on 31 March 2026 stood at Rs 20,153 crore, up 27.5% YoY.

Fedbank Financial Services (FedFina) is a non-banking finance company.

The scrip had declined 3.15% to end at Rs 152.15 on the BSE today.