Piramal Finance zooms after Q4 PAT climbs over four-fold to Rs 502 cr

Profit before tax (PBT) zoomed 334.9% YoY to Rs 504.76 crore in Q4 March 2026. Net interest income (NII) climbed 41% YoY to Rs 1,362 crore in Q4 FY26.

Pre-provison operating profit (PPOP) increased 25% YoY to Rs 694 crore in Q4 March 2026.

Total asset under management (AUM) jumped 25% to Rs 1,01,230 crore in Q4 FY26, compared with Rs 80,689 crore in Q4 FY25.

Asset quality improved, with gross non-performing asset (GNPA) ratio imnproved to 2.1% as on 31st March 2026, compared with 2.8% as on 31st March 2025. Net non-performing assets (NNPA) ratio improved to 1.6% as on 31st March 2026 from 1.9% as on 31st March 2025.

On a yearly basis, the company?s consolidated net pofit skyrocketed 210.3% to Rs 1,506.14 crore on 25.3% jump in total income to Rs 13,465.89 crore in FY26 over FY25.

Anand Piramal, chairman, Piramal Finance, said, ?Crossing Rs 1 lakh crore in AUM is an important milestone, but what matters more is the quality and consistency of our progress. Over the past year, we have continued to rebalance the portfolio towards a retail-led model while improving profitability, maintaining asset quality and strengthening the balance sheet.?

Meanwhile, the company?s board recommended a final dividend of Rs 11 per equity of face value of Rs 2 each for FY26.

Piramal Finance is a retail-led upper layer NBFC with a pan-India presence, having served over 5 million customers across 26 states. In retail lending, the company offers home loans, loans against property, used car loans, personal loans, digital loans and small business loans. In wholesale lending, the company provides asset-backed, data-driven solutions across real estate and select non-real estate sectors.