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Equitas Small Finance Bank launches Digital Personal Loan offer for salaried professionals

08-Oct-2025 | 11:37

Equitas Small Finance Bank (ESFB) today announced the launch of its Digital Personal Loan offering, designed for salaried professionals. With the festive season witnessing a surge in demand for credit, the bank is enabling customers to access instant, paperless personal loans at competitive interest rates starting from 10.49% p.a., with a nominal 1% processing fee.

The new offering ensures a seamless, transparent, and fully digital borrowing experience?X empowering its customers to apply on-line and receive in-principle approval on real time basis.

Key highlights of Equitas Digital Personal Loan: ?h

  • 100% online application with real time in-principle approval based on credit profile ?h
  • Exclusive for salaried professionals with net take home pay of ₹40,000 and above ?h
  • Available for applicants with a credit score of 730 and above. ?h
  • Loan amount starting from ₹2 lakhs, with flexible tenures up to 5 years. ?h
  • Attractive interest rates starting from 10.49% p.a.

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