Repoc Home Finance Ltd (RHFL) is a professionally managed housing finance company head quartered in Chennai, Tamil Nadu. The company was incorporated in April 2000 to tap the growth potential in the housing finance market. The company is registered as a housing finance company with the NHB. The company received certificate of commencement of business on May 2, 2000._x000D_ _x000D_ The company provides long term loan financing for residential purposes. The Company provides a range of home loan products to individual borrowers in both the salaried and non-salaried (self-employed professional and self-employed non-professional) segments. The Company is present in two segments, including Individual Home Loans, which includes home loan, home makeover loan, plot loans, super loan, fifty plus loan, non-resident Indian (NRI) housing loan, repco rural and repco advantage, and Loans Against Property (LAP), which includes prosperity loan (for loans against mortgage of immovable property) and new horizon loan (for purchase and/or construction of non-residential and commercial property). The Company`s retail network is spread across states of Tamil Nadu, Karnataka, Andhra Pradesh, Telangana, Kerala, Maharashtra, Odisha, West Bengal, Gujarat, Madhya Pradesh, Jharkhand and the Union Territory of Puducherry._x000D_ _x000D_ As on April 2015, RHFL is operating through 106 branches and 36 satellite centres in Tamil Nadu, Andhra Pradesh, Jharkhand, Kerala, Karnataka, Maharashtra, Madhya Pradesh, Gujarat, Odisha, West Bengal and Puducherry. The mission of RHFL has been to translate into reality the aspirations of people to own a house by covering the market -existing and potential- comprehensively through institutional credit support customized to suit individual needs in a transparent and ethical way. The salient and unique features of RHFL are innovative loan products, direct customer contact and customer ownership, focus on quality customer servicing, transparency and speed of operations, focus on relatively under-penetrated markets and balanced portfolio mix, robust risk management systems and processes, low cost operations, well recognized brand in south India with an established track record, stable and experienced senior management team. The loans schemes of RHFL are dream home loans, home makeover loans, mortgage loans, plot loans, commercial construction loans, NRI loans and loans for fifty-plus individuals._x000D_