Capital Trust was formally created and deployed as a legal entity in the year 1996. The company has been in the financial services sector since the last 25 years. It delivers comprehensive solutions in an opportunity to Commercial Private Investors and Lenders for participation in Equity and Debt in a Listed Small Business Loan Finance Company. The company is based in New Delhi, India.

The company is a Non-Banking Finance Company listed on the Bombay Stock Exchange with a market cap of over Rs.600 cr. The company has a legacy of over 30 years in the field of financial services. Its list of promoters included Mr. K R. Puri (former Governor, RBI) and Justice H. S. Beg (former Chief Justice of India). Initial years of the company were predominantly engaged in providing consultancy services to foreign banks. The company has represented over 25 international banks including likes of Commonwealth Bank of Australia and Royal Bank of Canada, Banco Sabadell, etc. The company also had a joint venture with Development Bank of Singapore for Stock Broking activities. The company forayed into active financing in 2008.

The company delivers comprehensive solutions in Enterprise Loans to micro and small entrepreneurs in rural and semi-urban areas. Access to capital for these micro and small entrepreneurs has been traditionally missing. The company strategic emphasises on those people who are un-served by the banking sector. The company delivers comprehensive solutions in loans ranging Rs.15,000 to Rs.5,00,000. Clients use the money for working capital requirements in activities like manufacturing, trading, rearing of animals, retail, dairy, hospitality, etc. Loans are designed to suit the needs of specific industry in terms of amount and tenure. The company lays a lot of emphasis on correct assessment of the credit need and worthiness of clients.

Having Assets Under Management of greater than 300 Crores, the company operates through 84 branches in 4 states and 17 districts. All branches work within an area of 15 km only. The company delivers comprehensive solutions in its clients the required financial literacy right at their doorstep and our branches serve as a one stop solution for all their financial needs.

The company makes use of state of the art technology to keep operations efficient and low cost. The technology electronically connects all its branches for online data entry and real time report generation. The company works on a hub and spoke model.

The company is also a Business Correspondent of YES Bank Limited for providing microfinance to Self Help Groups.