With a vast experience and strong delivery network, we are one of the prominent distributors of mutual funds. Given that mutual fund houses extend a buffet of schemes based on investment objective, underlying asset classes, investment horizon, type of returns, etc., it becomes increasingly challenging for clients to construct a prudent mutual fund portfolio.
With our expertise and intensive selection process, in simplifying and yet constructing an effective mutual fund portfolio we assist our clients in achieving their investment objectives/financial goals. So to begin with the client's risk appetite and cash flow requirements are taken into consideration.
Once the investment objective is clear the next step is to formulate an asset allocation derived from risk profiling and identify/select appropriate mutual fund schemes. The investment horizon for an investment in a mutual fund can vary from 1 day (liquid fund) to about 3 years plus (equity/long maturity debt funds).
At JM Financial Services, we have a dedicated Mutual Fund Research Desk which provides information about for mutual funds through thorough research and analysis. Mutual fund schemes are evaluated on an ongoing basis by our proficient mutual fund research team in terms of:
- Credentials and track record of the fund house and fund management team.
- Process and risk management of the fund house.
- Risk adjusted performance measures of the scheme versus benchmark and peer group.
- Investment style and portfolio quality of the scheme.
- Services offered by the mutual fund and how investor friendly it is in terms of operational efficiency.
- Transparency, which is reflected in the quality and frequency of its communications.
Our teams evaluate the past performance of the funds itself and its comparison in relation to appropriate benchmarks as well as other funds in the same category to present an appropriate picture to our clients.